The first thing you need to know when you sign up for auto insurance is that you can’t afford to be without it.

That’s not surprising as you’re going to have to pay the full price of your policy and you’ll be taking out massive debts as you pay for car insurance that you’re unlikely to ever get back.

The best car policies are designed to cover everything from your repairs to your new car’s maintenance.

But if you’re like me, you’re also in the market for some coverage that you never expected to need.

If you’re a bit of a risk taker, here’s our guide to finding the best auto insurance for your needs.