The deductible for an insurance policy can be higher than the deductible for a policy that has not been sold.

The following are examples of the deductible ranges for different types of policies.

In the example below, the premium for a $100,000 policy would be $7,500.

A $50,000 health policy with an annual deductible of $15,000 would be deductible at $8,000.

To avoid having to pay a higher premium, you should check with your health insurer.

For an example of what this could mean, check out our infographic: Insurance Deductible Ranges by Policy Type.