A series of data-driven studies, published by The New York Times on Monday, raise concerns that the US is in the midst of a new wave to fraudulently cover pets, a situation that could result in serious financial losses for owners and, potentially, for insurers.

The data is based on data from US insurers that was released in December and includes data from more than 1.5 million claims from 2012 to 2017.

In all, more than 20,000 claims were investigated, with more than 11,000 resulting in criminal charges.

“While there is a good deal of misinformation about the extent of insurance scams and fraudulent claims, it is clear that a growing number of Americans are being harmed,” said Adam Liptak, a senior writer at The Times.

The new study, which looked at claims from 2009 to 2016, found that the rate of fraudulent claims in the US had jumped by about 50% in the first five years of the new insurance law. “

It is especially concerning because pet insurance policies are one of the few ways that Americans can protect themselves from financial consequences from an accidental injury, or from a catastrophic illness or medical emergency.”

The new study, which looked at claims from 2009 to 2016, found that the rate of fraudulent claims in the US had jumped by about 50% in the first five years of the new insurance law.

Liptack said the findings were significant because “it is difficult to determine how widespread fraud is” and that the increase could mean that “many Americans are vulnerable to fraud”.

According to Liptik, fraudulences are now being perpetrated by companies such as Petco and Liberty Mutual, which cover animals for more than $3bn in annual claims.

Liberty Mutual “takes a lot of pride in our animal care practices, and we do not allow animals to be transported without an owner present, for example,” a spokesperson for Liberty Mutual told the Times.

The spokesperson added that “Petco is committed to providing comprehensive pet insurance that protects both pets and their owners from catastrophic events”.

In its statement to the Times, Liberty Mutual said that “the increased risk of fraud from pet insurance companies is not surprising.

Fraud is the root cause of many consumer misperceptions and false claims.

In the past, the industry has taken aggressive steps to improve its products and processes, and our insurance companies have continued to improve their systems to protect pet owners”.

The US Department of Agriculture, which oversees pet insurance, told the NYT that it was “monitoring these reports and has not received any complaints”.

However, the department has been contacted by the US Secret Service, which is conducting an investigation into Petco.

As insurance costs continue to rise, we are concerned that the fraud will increase as more policies become available.” “

A few months ago, Congress mandated that every policyholder in the country be insured for pets, but the US has yet to meet that mandate.

As insurance costs continue to rise, we are concerned that the fraud will increase as more policies become available.”

Liptacks research found that pet insurance fraud has increased significantly in recent years.

“Over the past five years, we have seen a large increase in the number of claims we have examined,” he said.

In the US, there are some plans that do not cover pets at all. “

Most pet owners are not insured in their policies, and they may be unknowingly being covered by a third-party company.”

In the US, there are some plans that do not cover pets at all.

“For example, the Petco policies that cover animals are designed to provide pet owners with full coverage for injuries, illnesses and veterinary care,” Liptap said.

In other countries, there have also been reports of a surge in pet insurance scams.

In Australia, a spate of pet insurance scam cases has raised concerns over the country’s pet insurance market, which was previously dominated by policies designed to help the wealthy and affluent.

According to the Australian Securities and Investments Commission, in 2017, there were more than 2.6 million claims against the Australian pet insurance industry, representing “more than half of all claims processed”.

Liptakis report found that in the past year, “the industry has been facing increased competition from new and different policies that do cover animals”.

“This increased competition is creating greater demand for pet insurance,” he added.

“Many consumers are finding that they are being asked to pay for an unnecessary procedure, but are not being given clear instructions on the amount of coverage that they will receive.”

The data also highlights the importance of having a comprehensive pet policy.

“The average cost for pet policy in Australia is around $100,000,” Lipta said.

“[But] this could be significantly higher if the policies are not thoroughly reviewed and reviewed correctly.”

The Insurance Bureau of Australia estimates that there are more than 600 pet insurance claims on the books in Australia, which could represent a serious financial burden for pet owners.

Lipta also told the paper that while some insurance companies are increasing their standards for pet policies, others are “still struggling to keep up with demand”.

“The number