How to pay for your pet insurance coverage
With a growing number of people opting to pay pet insurance premiums out of pocket instead of in cash, many people are concerned about whether their pets can survive on their own.
Here are the steps you need to take to cover your pet’s veterinary expenses if you choose to do so.1.
Know your pet can live on your own1.
Before you buy a pet insurance policy, check with your vet or your insurance company to see what kind of coverage you have.
The best way to do this is to call the company and ask about the coverage you are getting.2.
Know how much insurance you are covering3.
Choose the right pet insurance planFor example, if you have coverage for $100,000 in pet insurance, you may want to consider an animal insurance plan that offers coverage for an additional $25,000 per pet.
This coverage would cover your dog and cat if they are under 6 months old, your horse or pony if they have been off the road for 6 months, and your other pets if they do not meet the criteria listed above.
If your pet is more than 6 months of age, your vet may need to refer you to a veterinary care plan that does not have coverage that covers more than $100K in insurance coverage.
If you are considering purchasing a pet coverage plan that doesn’t cover more than the $100k, make sure you choose the right plan to cover the amount of your pet needs.
For example: If your dog or pony needs $1,000 to be able to walk, you might consider purchasing a plan that covers $1.50 per month for your dog, but only $100 per month if the dog is less than 6.
If your horse needs a full $25K in coverage for a year, you can purchase a plan with coverage for the $25k, but your veterinarian would likely recommend that you not purchase the plan unless your horse is at least 6 months older.4.
Ask your vet about the plan you are signing up forPet insurance companies are constantly evaluating their policies to ensure that they are providing the best value to their customers.
However, there are some key factors to consider when deciding whether or not to purchase a pet policy:1.
Does your pet have a medical condition?2.
Does the policy include coverage for any pre-existing conditions3.
Does it cover a service your pet would otherwise be unable to pay?
The pet insurance companies that we have reviewed have policies that cover pet injuries and illnesses, including dental, vision, hearing and skin care.
They also have policies with coverage that provides coverage for veterinary care.
If you have questions about your pet coverage, your veterinarian or insurance company may be able provide additional information.4a.
Your pet can’t afford the coverage, so you should choose a pet plan with no coverage4b.
You do not have a pre-paid pet insurance card, so there is no way to pay your pet out of your pocketThe Pet Insurance Companies that we reviewed have plans that cover coverage for pet injuries, including dog and pony dental, hearing, and skin.
We found that the plans that we looked at were the best for many pet owners.
These plans are more affordable and have less of an impact on your pet if your pet does not need to pay the full cost of the insurance coverage that you are applying for.